Business Checking Plans

Product Rate Information Minimum Balance Service Charge
Opening Daily (to avoid maintenance fee) Amount Frequency

Business Checking2

No Interest Paid $1,000 $1,000 or average daily balance of $2,5001 $15; plus $0.35 per debit Monthly

Business NOW2

Variable Simple Interest $1,000 $2,000 or average daily balance of $4,000 $15; plus $0.35 per debit Monthly

Business Super NOW2

Variable Simple Interest Tiered Rates $2,000 $2,000 or average daily balance of $4,000 $15; plus $0.35 per debit Monthly

 

  • ¹ Unanalyzed account.  See Table below for Analysis account charges.
  • ² A new account closed within 90 days will be charged $25.
  • Business Checking product is available to Sole Proprietors, Partnerships and Corporations.  NOW and Super NOW Checking products are available to Sole Proprietors and Non-Profit Organizations.
  • For a complete description of our business checking products and services, including information concerning interest rates and tiers, fees, balance computation methods, and compounding and crediting of interest, please contact us.

 

 

Business Checking Account

This is a non-interest earning account that offers unlimited check writing. An initial deposit of $1,000 is required to open this account. The $15 per month service charge and .35 per debit fees are waived with a minimum daily balance of $1,000 or minimum monthly average daily balance of $2,500.* A new account closed within 90 days will be charged $25. This account is available to Sole Proprietorships, Partnerships and Corporations.

Account Benefits

  • Unlimited check writing privileges
  • Unlimited deposits and teller visits
  • Free access to EZ Online Banking
  • FDIC Insured
 

* Account analysis may be used to determine the service charge for accounts characterized by high activity or for those that require special servicing.  If your account becomes subject to analysis, we will notify you 30 days in advance.

 

 

Business NOW Account

This is an interest earning account that offers unlimited check writing. An initial deposit of $1,000 is required to open this account. The $15 per month service charge and .35 per debit fees are waived with a minimum daily balance of $2,000 or minimum monthly average daily balance of $4,000. If the account is closed prior to the regular statement date, no interest will be paid for the current statement period. A new account closed within 90 days will be charged $25. This account is available to Sole Proprietorships and Non-Profit Organizations.

Account Benefits

  • Competitive interest rate
  • Unlimited check writing privileges
  • Unlimited deposits and teller visits
  • Free access to EZ Online Banking
  • FDIC Insured

 

 

 

 

 

Business Super NOW Account

This is an account that offers unlimited check writing and interest earnings based on a tiered interest rate structure. An initial deposit of $2,000 is required to open this account. The $15 per month service charge and .35 per debit fees are waived with a minimum daily balance of $2,000 or a monthly average daily balance of $4,000. If the account is closed prior to the regular statement date, no interest will be paid for the current statement period. A new account closed within 90 days will be charged $25. This account is available to Sole Proprietorships and Non-Profit Organizations.

Account Benefits

  • Competitive interest rate
  • Unlimited check writing privileges
  • Unlimited deposits and teller visits
  • Interest earnings based on a tiered interest rate structure
  • Free access to EZ Online Banking
  • FDIC Insured